Your German student visa needs proof of funds in a blocked account. Calculate the exact amount including provider fees and a smart buffer — and see what it costs in rupees before you transfer.
💶 Your plan
2025/26 requirement: €992/month (€11,904/year), tied to the BAföG rate. Always confirm the current figure with the German mission before transferring.
Typical providers (Expatrio, Fintiba, Coracle) charge roughly €49–150 setup and €0–5/month — check current pricing.
Banks/transfer services take a cut above the mid-market rate — 1–3% is common.
Total to deposit
€ 0
You'll need to send ≈ ₹ 0 from India (incl. transfer margin)
€ 0Blocked amount
€ 0Provider fees
€ 0Monthly payout in Germany
—€→₹ rate used
🗓️ How it works, step by step
Open the account online from IndiaChoose a provider, upload passport + admission letter; account details arrive in 1–3 days.
Transfer the full amountOne international transfer of the total above. Keep the confirmation — the embassy wants it.
Get the blocking confirmationThe Sperrbestätigung PDF goes into your visa application.
Activate after arrivalAnmeldung + German bank account → link it → your monthly payout starts flowing.
Buffer comes backAnything above the required amount is released with your final payout.
ℹ️ Check before you transfer. The required monthly amount is set by regulation and typically rises each year with the BAföG rate; embassies occasionally ask for more than the minimum. This tool estimates costs — your provider's confirmation and the German mission's checklist are authoritative.
